Learn how Zash Loan works and what information you will see before deciding whether to accept a loan

Download and Register

Download and Register

Download the ZASH LOAN app from Google Play using an Android phone.
Register using your M-Pesa mobile number.
Complete identity verification

Secure registration with identity verification

Fill in application information

Fill in application information

Kenyan National ID Number
Registered M-PESA mobile number
Personal information
Income information
Additional information where required

Loan eligibility is determined through our credit assessment process.

Review Your Loan Offer

Review Your Loan Offer

Before proceeding, you can review:

Available loan amount
Loan term
Applicable interest
Applicable charges
Due date
Total repayment amount

Available loan amounts and loan terms depend on your eligibility.

Confirm Your Loan Application

Confirm Your Loan Application

Review your loan documents before submitting

Before submitting your application you can:

Read the Loan Agreement
Review the Loan Summary
Confirm your acceptance
Complete identity verification where applicable

You decide whether to accept or decline the loan after reviewing all applicable loan information.

Loan Approval Status

Loan Approval Status

Review your loan documents before submitting

Your application will be reviewed. You will be notified whether:

Your application has been approved.

Additional assessment is required.

Receive Funds in M-PESA

Receive Funds in M-PESA

Receive your approved loan

Once approved, your loan will be sent directly to your registered M-PESA account.

Repay Your Loan

Repay Your Loan

Repay using your preferred method

Repayment options include:

Log in to the Zash Loan App, then go to M-PESA Express.
M-PESA Paybill 733555 — Account Number: your registered mobile number.

Repayment details remain available within the App.

Build Your Credit Limit

Build Your Credit Limit

Borrow responsibly

Responsible repayment may improve your eligibility for higher credit limits.

Borrow Responsibly

Borrow Responsibly

Borrow responsibly

Responsible repayment may improve your eligibility for higher credit limits.

Customer feedback

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